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Buyer Tips

Ag Exempt?

Often we are asked about “Ag Exempt” status of a property. In Texas, agricultural tax exemptions provide a break at tax time for those who live on property that is used for agricultural purposes. For land to be qualified for Ag Exempt status, it must pass four tests: the time period test, current use test, primary use test and intensity of…

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Qualifying for Your Mortgage

Applying and qualifying for a home loan is one of the more stressful aspects of home buying. Even current homeowners may find that the rules have changed some since the last time they purchased a home. Banks and mortgage companies have strict criteria that they must adhere to when it comes to approving a loan…

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